How do I get started?
Wed 20-Feb-2008 00:51
When you're ready to speak to someone about life insurance, you need a life insurance agent, also called a licensed financial professional. If you don't already have a licensed financial professional, locate one in your area. The process is pretty easy: Research your options. Learn more about the types of life insurance available, read specific product descriptions, and use tools to estimate how much life insurance you need. Call your licensed financial professional. He or she will take some preliminary information you. He or she will then work with you to determine which policy is right for you and help you make the best choice for your needs. After you and your licensed financial professional fill out an application, you can expect a call a representative our underwriting area, who may need to verify your information and may ask questions to determine your eligibility. Usually, a health examination will be scheduled in your home, office, or doctor's office. The examiner may review your medical and health history, collect blood and urine specimens, and possibly administer other medical tests. (We value your privacy and will keep any information we collect confidential.) Your licensed financial professional will contact you when the underwriting process is complete. If you are approved, he or she will arrange to deliver your policy.